A running balance budget carries today’s balance forward through future bills, income, and spending so each calendar day has its own projected balance.
For people who need to know what their checking balance will be after upcoming transactions clear.
Future balance
Sample cash-flow calendar
$472 low
bill
low
low
pay
bill
bill
pay
bill
No bank login required
Daily projected balance
Annual trial available
Core number
Monthly summaries hide the worst day. CalBudget shows the day your account is projected to get tight, which is the day that deserves the decision.
Planning
Move a bill, add groceries, delay a purchase, or increase a debt payment. The future running balance updates so you can see whether the plan still survives.
Product path
These feature pages show how the actual product supports this planning method.
Forecasting
CalBudget projects your balance day by day after planned income and expenses clear.
Explore featureCore workflow
Place bills, paychecks, subscriptions, debt payments, and spending on the days they affect your account.
Explore featureAnalysis
Review categories, income, expenses, and recurring charges that drive future balance dips.
Explore featureRelated guides
FAQ
No. Your bank balance is what exists now. A running balance forecast estimates what each future day will hold after planned transactions clear.
Yes. CalBudget supports multiple accounts, each with its own calendar, history, reports, and balance forecast.
Start annual trial
Choose monthly for $2.99 or annual for $29.99 with 7 days free. Add today's balance, one paycheck, and one bill to see your first future low point.