About & trust
CalBudget helps people plan around the exact dates when money enters and leaves an account. The product is built for daily running-balance forecasting, recurring bills, subscriptions, debt payments, and account-level cash-flow planning without requiring a bank login.
A running balance is defined as the projected balance after dated income and expenses clear. CalBudget sorts transactions by day, applies each amount to the previous balance, and carries the result forward so each calendar date has its own projected value.
CalBudget is intentionally manual-first. Users can add transactions themselves and import CSV exports when useful, but the core planning experience does not require storing bank credentials or connecting a financial institution.
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