The budget app built around how time actually works

Your finances on a calendar

CalBudget puts every dollar on the day it happens. See your running balance, predict future cash flow, and never be surprised by a bill again.

No credit card required · Cancel any time

  • No bank login ever
  • Encrypted at rest
  • $2.99/mo — all features
  • Cancel any time
$2.99
Per month, everything included
1 price
No tiers, no hidden fees
100%
Manual — no bank login, ever
Transactions, accounts & history

Up and running in under 5 minutes

No tutorials. No onboarding wizards. No bank connection required. Just three steps.

  1. 1

    Enter your account balance

    Add your checking or savings account with today's real balance. Takes 30 seconds — no bank login, no OAuth, no Plaid. Your credentials stay with you.

  2. 2

    Add your bills and income

    Drop in your paycheck, rent, subscriptions, and car payment. Mark them recurring and they auto-fill every future month — even 6 months out.

  3. 3

    See your future balance

    CalBudget shows your running balance on every single day of the month. You'll know weeks in advance if you're going to be tight — and plan around it.

See your money, day by day

Every transaction lives on the date it happens. Drag to reschedule — your running balance updates instantly.

Drag any transaction pill to a different day — the running balance updates live

Everything you need to stay on top of your money

No spreadsheets. No guessing. Just your money, laid out day by day.

  • Calendar Budget View

    Every transaction lives on the exact day it happens. See your full month of income and expenses at a glance — no scrolling through lists.

  • Daily Running Balance

    Each day shows the exact balance you'll have after all transactions clear. Know weeks in advance when you'll be low.

  • Recurring Transactions

    Add your rent, car payment, Netflix, and paycheck once. They auto-fill every future month — set it and forget it.

  • Spending Reports

    Category breakdowns, income vs expenses, and month-over-month trends. Understand where every dollar actually goes.

  • Multiple Accounts

    Checking, savings, and credit cards each get their own calendar and running balance. The full picture in one place.

  • Quick-Add Bookmarks

    Save your most-used transactions — groceries, coffee, gas — and drop them onto any date in a single click.

  • CSV Bank Import

    Export a CSV from any bank or credit card and import it directly. Get months of history loaded in minutes.

  • Cash Flow Forecasting

    Project your running balance 3, 6, or 12 months out. Plan a vacation, a big purchase, or an emergency fund with confidence.

  • Private by Design

    No bank login. No OAuth. No third-party data sharing. Your credentials never leave your device.

Built for real budgets, not ideal ones

Whether you're tracking a household, running a business, or just trying to stop overdrafting — CalBudget works the way you actually think about money.

Households & families

Never miss a bill or overdraft again

Map out rent, utilities, groceries, and every subscription on the exact days they hit. See the two days before payday when your balance will be lowest — and plan for it.

  • Mortgage & rent
  • Utility bills
  • Grocery budgeting
  • Subscription tracking

Freelancers & self-employed

Variable income, predictable cash flow

Enter expected invoice payments alongside your fixed costs. CalBudget shows exactly which months you need to tighten up — before they arrive, not after.

  • Invoice tracking
  • Quarterly taxes
  • Irregular paychecks
  • Expense planning

Couples combining finances

One clear view of your shared money

Add all shared accounts, split bills, and both paychecks in one place. No more "I thought you paid that" — every dollar is on the calendar.

  • Joint accounts
  • Shared bills
  • Savings goals
  • Financial transparency

Better than a spreadsheet. Simpler than the rest.

You've probably tried both. Here's what makes a budget calendar different.

Feature comparison between CalBudget, spreadsheets, and other budget apps
FeatureCalBudget$2.99/moSpreadsheetOther budget apps
Calendar-based view
Daily running balancemanual
No bank login required
Recurring auto-fill
Drag-and-drop scheduling
Future cash flow projectionlimited
Up and running in minutes
Under $5/month

Real people. Actual budgets.

From freelancers to families — CalBudget works for any budget style.

  • I used to panic every time I checked my account. Now I look at CalBudget first thing Monday and I know exactly what the week looks like. The calendar view just clicks in a way apps like Mint never did.

    Kari Williams

    Two kids, one income

  • Variable income is brutal to track. CalBudget lets me map out expected invoices and fixed bills side by side. I paid off $4,800 in credit card debt this year because I could finally see the gaps.

    Maddy Wooding

    Freelancer

  • We tried spreadsheets, YNAB, EveryDollar. CalBudget is the only thing we've both stuck with for more than 3 months. The drag-and-drop rescheduling is genuinely useful when a bill timing shifts.

    Zeus Wilkins

    Married, combining finances

Simple pricing

One plan. Every feature. No tiers, no paywalled features.

Everything included
$2.99/mo

or $29.99/year — save two months

  • Unlimited transactions & accounts
  • Recurring transaction engine
  • Category tracking & monthly reports
  • CSV bank import
  • Daily running balance view
  • Multi-month cash flow projection
  • Quick-add bookmarks
  • Mobile-friendly interface

No card required · Cancel any time · No hidden fees

Frequently asked questions

Still have questions? Visit the community forum or the help center.

Stop guessing. Start knowing.

Join people who always know exactly where their money stands — every single day of the month.

No credit card required · Cancel any time