Budget calendar guide

A manual budgeting app for people who want control.

CalBudget lets you build the forecast yourself: today’s balance, future income, bills, spending, and recurring rules. Bank connection is not required.

For privacy-conscious budgeters who do not want to hand over bank credentials to make a useful plan.

See pricing

Future balance

Sample cash-flow calendar

$472 low

1

bill

2
3

low

4

low

5

pay

6
7
8

bill

9
10
11
12
13
14

bill

15
16
17
18
19

pay

20
21
22
23
24

bill

25
26
27
28
29
30
31

No bank login required

Daily projected balance

Annual trial available

Privacy

Manual-first does not mean primitive.

Manual budgeting keeps you close to the decisions that shape the month. CalBudget adds the hard parts: calendar layout, recurring rules, running balance, reports, and CSV import.

  • No bank credentials required.
  • Optional CSV import for history.
  • Full forecast built from your own plan.

Product path

Go from this guide to the CalBudget workflow.

These feature pages show how the actual product supports this planning method.

Data entry

CSV Import

Import CSV exports when past transactions help, then keep planning forward manually.

Explore feature

Core workflow

Budget Calendar

Place bills, paychecks, subscriptions, debt payments, and spending on the days they affect your account.

Explore feature

Forecasting

Future Balance

CalBudget projects your balance day by day after planned income and expenses clear.

Explore feature

FAQ

Can I still import bank transactions?

Yes. CSV import is available when history helps, but it is not required to start forecasting.

Start annual trial

Build one useful forecast before you pay.

Choose monthly for $2.99 or annual for $29.99 with 7 days free. Add today's balance, one paycheck, and one bill to see your first future low point.

Read FAQ